Team

Our teamwork approach at Phronesis Wealth Management in Severna Park adds a broader perspective and provides increased benefits to our clients. We seek to help answer your questions, including:

Did I save enough for retirement?
Did I invest my assets in the appropriate places?
Which assets should I use first?
Are my investments working hard enough?
What’s the best approach for college savings?
How can I seek to protect my beneficiaries and manage tax strategies?
Do I have enough life insurance for my family?

We specialize in creating a custom approach that is designed to address your individual financial situation.

Osman Team

Richard C. Osman, CFP®, CLU®, ChFC®, CASL®

CEO | Financial Advisor

410-647-6762

410-647-1229

Richard.Osman@wearephronesis.com

As an experienced CERTIFIED FINANCIAL PLANNER™ practitioner, Richard is qualified to take the mystery out of complex financial issues. He helps provide creative options so that you can make informed decisions for you, your...

Paul Weaver

Financial Advisor

410-647-6762

Paul.Weaver@wearephronesis.com

Paul joined our team in the summer of 2017. Previously working in a few different industries; accounting, marketing and sales. Paul studied finance at Salisbury University and graduated in 2011. While...

Barbara Morgan

Office Manager

410-647-6762

410-647-1229

Barbara.Morgan@wearephronesis.com

As the office manager, Barbara manages the client database, prepares paperwork for meetings, prepares and submits client applications for investments and insurance, submits and tracks incoming checks, resolves issues with the home...

Kelly Osman, CRPC®

Branch Operations Manager

(410) 647-6762

Kelly.Osman@wearephronesis.com

Kelly graduated from the University of Delaware with a BS in Finance and a minor in Economics. After graduation, she obtained Series 7 and Series 63 securities licenses and spent the next six years at Legg Mason Wood Walker, Inc. where...

Christine Zawrotuk

Marketing Associate

410-647-6762

410-647-1229

Christine.Zawrotuk@wearephronesis.com

Christine Zawrotuk is the newest member of our team, joining in 2022 as our Marketing Associate. Originally from the Pittsburgh area (we won’t hold that against her), she has a Bachelor of Science Degree in Communication and...