Teamwork
Our teamwork approach at Phronesis Wealth Management in Severna Park adds a broader perspective and provides increased benefits to our clients. We seek to help answer your questions, including:
Did I save enough for retirement?
Did I invest my assets in the appropriate places?
Which assets should I use first?
Are my investments working hard enough?
What’s the best approach for college savings?
How can I seek to protect my beneficiaries and manage tax strategies?
Do I have enough life insurance for my family?
At Phronesis Wealth Management, we specialize in creating a custom approach that is designed to address your individual financial situation and goals. We pride ourselves on providing outstanding customer service.
The Phronesis Wealth Management Team
Richard C. Osman, CFP®, CLU®, ChFC®, CASL®
CEO | Financial Advisor
410-647-1229
Richard.Osman@wearephronesis.com
As an experienced CERTIFIED FINANCIAL PLANNER™ practitioner, Richard is qualified to take the mystery out of complex financial issues. He helps provide creative options so that you can make informed decisions for you, your...
Paul Weaver
Financial Advisor
Paul.Weaver@wearephronesis.com
Paul joined our team in the summer of 2017. Previously working in a few different industries; accounting, marketing and sales. Paul studied finance at Salisbury University and graduated in 2011. While...
Barbara Morgan
Office Manager
410-647-1229
Barbara.Morgan@wearephronesis.com
As the office manager, Barbara manages the client database, prepares paperwork for meetings, prepares and submits client applications for investments and insurance, submits and tracks incoming checks, resolves issues with the home...
Kelly Osman, CRPC®
Branch Operations Manager
Kelly.Osman@wearephronesis.com
Kelly graduated from the University of Delaware with a BS in Finance and a minor in Economics. After graduation, she obtained Series 7 and Series 63 securities licenses and spent the next six years at Legg Mason Wood Walker, Inc. where...
Christine Zawrotuk
Marketing Associate
410-647-1229
Christine.Zawrotuk@wearephronesis.com
Christine Zawrotuk joined Phronesis Wealth Management in 2022 as our Marketing Associate. Originally from the Pittsburgh area (we won’t hold that against her), she has a Bachelor of Science Degree in Communication and started her career...