Teamwork

Our teamwork approach at Phronesis Wealth Management in Severna Park adds a broader perspective and provides increased benefits to our clients. We seek to help answer your questions, including:

Did I save enough for retirement?
Did I invest my assets in the appropriate places?
Which assets should I use first?
Are my investments working hard enough?
What’s the best approach for college savings?
How can I seek to protect my beneficiaries and manage tax strategies?
Do I have enough life insurance for my family?

At Phronesis Wealth Management, we specialize in creating a custom approach that is designed to address your individual financial situation and goals. We pride ourselves on providing outstanding customer service.

The Phronesis Wealth Management Team

Richard Osman, CFP®, CLU®, ChFC®, CASL®

CEO | Financial Advisor

410-647-6762

410-647-1229

Richard.Osman@wearephronesis.com

A tenured and credentialed CEO and financial advisor, Richard works with people at or near retirement to help guide them through their exciting next act. With a keen focus on optimizing tax efficiency, Richard is dedicated to helping you...

Paul Weaver, CFP®

Financial Advisor

410-647-6762

Paul.Weaver@wearephronesis.com

Paul joined our team in 2017, previously working in both the accounting and finance industry. Paul studied finance at Salisbury University and graduated in 2011. While here...

Kenneth Pumphrey

Senior Financial Advisor

410-647-6762

410-647-1229

Kenneth.Pumphrey@wearephronesis.com

Ken joined the Phronesis team in 2024. A Baltimore native and graduate of the University of Maryland College Park, Robert H. Smith School of Business, Ken has assumed various roles within the financial industry for over 16 years.

Kelly Beckham

Operations Manager

410-647-6762

Kelly.Beckham@wearephronesis.com

Kelly Beckham is the “newest” member of the Phronesis Wealth Management team. Kelly previously worked within the practice from September of 2003 until he left to open a restaurant in Baltimore at the beginning of 2015.

Barbara Morgan

Office Manager

410-647-6762

410-647-1229

Barbara.Morgan@wearephronesis.com

As the office manager, Barbara manages the client database, prepares paperwork for meetings, prepares and submits client applications for investments and insurance, submits and tracks incoming checks, resolves issues with the home...

Christine Zawrotuk

Marketing Associate

410-647-6762

410-647-1229

Christine.Zawrotuk@wearephronesis.com

Christine Zawrotuk joined Phronesis Wealth Management in 2022 as our Marketing Associate. Originally from the Pittsburgh area (we won’t hold that against her), she has a Bachelor of Science Degree in Communication and started her career...

Kelly Osman

Branch Operations Manager

(410) 647-6762

Kelly.Osman@wearephronesis.com

Kelly graduated from the University of Delaware with a BS in Finance and a minor in Economics. After graduation, she obtained Series 7 and Series 63 securities licenses and spent the next six years at Legg Mason Wood Walker, Inc. where...