As an experienced CERTIFIED FINANCIAL PLANNER™ practitioner, Richard strives to help take the mystery out of complex financial issues. Working as a fiduciary to his advisory clients, he helps provide creative options so that you can make informed decisions for you, your family and/or your business. This is done through a holistic planning process where your input is vital to ensure that your goals and family members are considered.
Richard works through a comprehensive process that helps identify what is most important and then aligns those goals with the appropriate financial planning tools, products, and services. Once there is a game plan, the process continues with an ongoing execution and review. Richard can help you work toward the retirement that you deserve.
Richard has been a licensed financial professional since 1992. Prior to getting his security licenses, Richard spent several years as the owner of a small general contracting firm. In addition to being a CERTIFIED FINANCIAL PLANNER™ practitioner, Richard holds multiple professional designations including Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC®) and Chartered Advisor for Senior Living (CASL®) designations. Richard earned a BS in Business Administration, with a Finance concentration from The University of Maryland, College Park campus.
CASL conferred by The American College.
Richard lives in Severna Park with his wife, Kelly and their two sons, Jackson and Cooper. Richard is an active member of his community and enjoys golf, football, skiing, travel and spending time with his family.