Client Testimonials

At Phronesis Wealth Management located in Severna Park, Maryland, our team is extremely proud of our client relationships.  We are dedicated to offering the best possible services and advice to help our clients pursue their financial goals.

For over 26 years, Richard Osman and his staff have overseen our finances. While ups and downs occur, our experience with them, leaves complete confidence in their judgment and selection of investments that keep the portfolio thriving. Our goals are discussed, planned, and met. I believe my best interests are paramount to the strategies put in place. Professional, caring, and competent describes the whole team.
Joyce S., Millersville, MD

This statement is a testimonial by a client of the financial professional as of 12/19/2022. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.

"What we appreciate most about the team at Phronesis is that they are not only ridiculously professional and well-versed in all of the wealth management issues we trust them to handle for us, but they are also dialed in to our personal situation. They proactively assess and address market changes, ask probing questions, pay attention to our life events and truly care about and work hard to ensure our financial well-being - now, and into retirement and beyond.  We have worked with Richard Osman and his team for more than 10 years and trust them implicitly— so much so that based on our recommendation, our parents and daughter are also now clients."
Kim and Brett J., Frankford, DE

This statement is a testimonial by a client of the financial professional as of 12/19/2022. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.

We have been extremely appreciative and grateful to be with Richard Osman and his team for over 20 years. The expertise and attention to detail with which they have handled our financial affairs can only be stated as outstanding. Particularly reassuring to us is our feeling of certainty in absolute integrity of your dealings with us. What really impressed us was the way you took time to get a feeling for where we were at, your depth of knowledge, lateral thinking and your common sense approach. Your professional, ethical and caring demeanor elicits our total Trust and Respect and we gladly recommend your financial services whenever possible.
Johnny and Elly Y., Ellicott City, MD

This statement is a testimonial by a client of the financial professional as of 12/21/2022. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.

The services provided by Richard and his team have been invaluable over the years and through different phases of our life. They helped analyze our budget to find funds we could use to invest; helped us develop an investment plan that fit our lifestyle and budget; and most importantly changed that plan to reflect changes in our goals! I highly recommend them to all looking for financial security whether just starting out in investing or looking for a change in strategy.
Kathy R., Black Hawk, CO

This statement is a testimonial by a client of the financial professional as of 12/22/2022. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.

Deb and I would like to take this opportunity to thank you and all of your staff for the outstanding service we have received over the years. We are very grateful for your expertise in managing our financial needs. We are aware of the highs and lows of investing and the expertise it takes to be successful in this field. It is reassuring to have you and your team working on our behalf. We are sure that you have clients whose portfolios are more extensive than ours, but we have never felt that we were less important than wealthier clients or that your time could have been better spent meeting with other clients. This extends to Barbara, Paul and Christine as well. We hope you will make them aware of our sentiments. Thanks again Richard. We look forward to a long and continued relationship with Phronesis.
Don and Deb H., Berwyn Heights, MD

This statement is a testimonial by a client of the financial professional as of 06/20/2023. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.

I have been with Phronesis Wealth Management for 18 years and Richard's advice and financial knowledge has always been excellent as well as the services his company provides. The staff is friendly, helpful and respectful in assisting and answering any questions or concerns. Overall, we are very happy with the management of our assets and the services provided by Richard's office and would highly recommend this company to anyone looking for a financial advisor.
Kathy S., Fayetteville, PA

This statement is a testimonial by a client of the financial professional as of 07/27/2023. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.

We have been with Richard and his staff for over 20 years. Whenever we have had a question or an issue, Richard or a staff member responds quickly. Richard has also taken time to speak to other family members providing financial guidance. We look forward to working with Richard and his staff many more years in the future.
Bert and Kate P., Laurel, MD

This statement is a testimonial by a client of the financial professional as of 01/11/2023. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.

Phronesis is always available for us regarding portfolio or personal decisions that may affect our future financially. They feel like extended family and always listen and give advice in a caring professional way.
Joanne and Ed B., Millersville, MD

This statement is a testimonial by a client of the financial professional as of 02/23/2023. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.