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Financial Planning Is Not a Do-It Yourself Project

Financial Planning Is Not a Do-It Yourself Project

| October 02, 2023

Is someone looking at the pieces of your financial puzzle to see if your specific goals are being addressed? If not, they should be. CEO and financial advisor Richard C. Osman has over 30 years' experience helping individuals and business owners. Whether you have a current financial plan in place, or are looking to have one created for you, his team at Phronesis Wealth Management can implement strategies to address your individual needs, as well as help you stay on course.

Retirement Planning

With retirement often lasting for 20 years or more, you may be concerned about outliving your savings. The financial advisors at Phronesis Wealth Management can help you choose options to assist you in accumulating wealth for your retirement and income.

Estate Planning

Taxes can significantly shrink the size of your estate. After reviewing your asset ownership along with your wills and trusts, the team at Phronesis will generate a report highlighting your estate tax exposure.

Investment Planning

Assistance in identifying your investment objectives, evaluating your risk tolerance, and analyzing your current portfolio to develop an appropriate asset allocation strategy are also services offered at Phronesis Wealth Management.

Business Owner Planning

Your business is most likely your single largest asset. The Financial Second Opinion™ process can help you decide whether to keep or sell your interest at death, disability, or retirement.

Is It Time for a Financial Second Opinion?

The team at Phronesis Wealth Management in Severna Park can provide you with a comprehensive second opinion of your financial position. Our dynamic Financial Second Opinion™ process will generate a report which will give you updated and concise information on vital financial matters that affect you and your family. Contact us today to set up a complimentary consultation at 410-647-6762 or schedule a 15-minute introduction with our online scheduling link:


The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.